Personal Loan

  • Personal Loan is available from Rs.50,000 upto Rs.2,00,000/- to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.

  • Applicant details :

  • Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
  • Last tax bill / certificate from society chairman/Secretary if applicant owned property
  • 3 Photographs of Applicant
  • Address proof – electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
  • Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
  • Bank Statement
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant should have Savings/ current Bank account with the bank.

  • Guarantor Details :

  • Photograph-two copies
  • Last tax bill
  • Last 2 year income tax return copy
  • Address proof – electric bill /telephone bill (any one)
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

  • Conditions :

  • Loan amount is to be repaid with interest within 36 monthly instalments.
  • Applicant has to take share of bank @5% of the limit.
  • Processing charges of 0.25% will be levied on saction.